Guarantee the future value of your new or pre-loved MINI.
As a MINI lover, you’re all about fun and adventure. This means your lifestyle and plans can change regularly, that’s why we offer you the option of a Guaranteed Future Value with MINI Flex.
A Guaranteed Future Value (GFV) means you’ll know, upfront, how much we’ll value your new or pre-loved MINI for at the end of your loan agreement. Your loan contract will be set up with a balloon amount equivalent to the GFV amount, and this is the lump sum amount owed at the end of your loan term. Put simply, the GFV reduces the risk that you’ll be out of pocket at the end of your agreement if the value of your MINI is less than the GFV amount.
As freeing as the open road and a clear schedule, you’ll love the added flexibility. At the end of your agreement, you will have flexible trade-in options that allow you to tailor your experience to suit your needs. You can choose to return, keep or trade in your MINI. If you choose to trade in your MINI and it’s worth more than the Guaranteed Future Value, the additional balance is yours to keep or put towards your next MINI.
MINI Flex can be applied to both new and certified pre-loved MINI Next models, across the entire range of MINI lease and loan products and, as always, you won’t pay any account keeping fees.
| 1 | 2 | 3 | 4 |
|---|---|---|---|
| CHOOSE YOUR MINI | CHOOSE YOUR AGREEMENT TERM | SELECT ANNUAL DISTANCE | TAILOR THE OPTIONS TO SUIT YOU |
| We know, it’s hard to pick a favourite. | From 24 – 60 months | Between 10,000km and 40,000km. Keep in mind that the conditions of your pre-loved MINI may impact the term and kilometre allowance options available to you. | Choose to pay an optional deposit or trade in your current vehicle. |
| 1 | 2 | 3 | 4 |
|---|---|---|---|
| RETURN YOUR MINI | KEEP YOUR MINI | TRADE IN YOUR MINI | REFINANCE THE GUARANTEED FUTURE VALUE |
| If you meet your MINI Flex agreement obligations (including fair wear and tear and kilometre allowance requirements) you can simply hand back the keys to us. | Too attached to your current MINI? Keep it by paying out the Guaranteed Future Value. | If the trade-in valuation is higher than your Guaranteed Future Value, you can use the balance as a deposit towards your new MINI or keep it for yourself. | So you can keep enjoying your current MINI for a little while longer. |
| ___________________________ | ___________________________ | ___________________________ |
| PEACE OF MIND. | OPTIONS. | FLEXIBILITY. |
| The confidence of knowing you can return your MINI to us at the end of your agreement with no more to pay, subject to meeting the requirements explained in your agreement (including for example the fair wear and tear guidelines and kilometre requirements). | Select the agreement options that suit you. Choose from a range of agreement terms, kilometre allowances and repayment frequencies. | You decide what to do at the end of your agreement – trade-in, keep, refinance or return your MINI. |
| FEATURE | NEW & DEMONSTRATOR MODELS |
| Vehicles eligible | All new or demonstrator MINI models |
| Balloon/Final lump sum payment | Equivalent to Guaranteed Future Value amount |
| Options at the end of the loan term |
|
| Terms | 24 to 60 months |
| Interest Rate | Fixed |
| Customer Type | Consumer and Business |
| Payment frequency | Monthly |
| Payment method | Direct debit/BPAY® |
| 24/7 online access | BMW One app |
| FEATURE | PRE-LOVED-MINI MODELS |
| Vehicles eligible | All certified pre-loved MINI Next Certified MINI models |
| Balloon/Final lump sum payment | Equivalent to Guaranteed Future Value amount |
| Options at the end of the loan term |
|
| Terms | 24 to 60 months |
| Interest Rate | Fixed |
| Customer Type | Consumer and Business |
| Payment frequency | Monthly |
| Payment method | Direct debit/BPAY® |
| 24/7 online access | BMW One app |
Has a new MINI caught your eye? Return your MINI to your Dealer and if the trade-in valuation is higher than the Guaranteed Future Value, the balance is yours to keep or use as a deposit towards your new MINI.
If you can’t bring yourself to part with your beloved MINI you can choose to pay out the Guaranteed Future Value or refinance for another agreement term and enjoy your MINI for longer. We won’t blame you.
To complete your MINI Flex journey, you can return your MINI to your MINI Garage, provided you have complied with your MINI Flex agreement obligations (including fair wear and tear and kilometre allowance requirements).
MINI Financial Services is committed to providing products and services of the highest standard.
Your Business Manager at your MINI Garage will work with you to help you understand your options. Call us on 1800 208 508, or use the form below and we’ll get back to you as soon.
Here you can easily access important documents and manage your agreement at any time. Register now or log in using your details.
MINI Flex provided by MINI Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply.
MINI Flex option eligibility criteria include:
