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OUR CURRENT OFFERS.
MINI PROMOTIONS.
BIG THRILLS. UNMISTAKEABLY MINI.
With great savings across the MINI range.
Turn every journey into an adventure with MINI Finance. Right now, enjoy a 4.99% p.a. comparison rate across the MINI range with a MINI Flex loan agreement. By making a larger deposit, you’ll unlock a more competitive rate, helping you save while experiencing MINI’s legendary go-kart handling.
Until 31 December 2026, purchase any new or demonstrator MINI model and receive a 4.99% p.a. comparison rate on a maximum amount financed, on a 36 month MINI Flex Loan agreement with the reassurance of a Guaranteed Future Value handback option.
To qualify, you’ll need to contribute a deposit of 20% of the vehicle drive-away price (varies by model), with maximum finance amounts applying to each MINI series.
The All-Electric MINI Cooper.
The All-Electric MINI Cooper SE & All-Electric JCW are within reach with a 4.99% p.a. comparison rate, with at least 20% customer deposit required, a maximum finance amount of $55,900 and $0 finance setup fees.
The All-Electric MINI Aceman.
The All-Electric MINI Aceman SE & All-Electric JCW Aceman are within reach with a 4.99% p.a. comparison rate, with at least 20% customer deposit required, a maximum finance amount of $57,900 and $0 finance setup fees.
THE ALL-ELECTRIC MINI COUNTRYMAN.
The All-Electric MINI Countryman E & All-Electric Countryman SE ALL4 are within reach with a 4.99% p.a. comparison rate, with at least 20% customer deposit required and $0 finance setup fees. A maximum finance amount of $59,500 for the All-Electric MINI Countryman E and $63,400 for the All-Electric MINI Countryman SE ALL4 applies.
Offer valid on new and demonstrator MINI models across the range with finance applications submitted and approved with vehicles ordered and delivered between 1 October 2026 and 31 December 2026.
MINI Finance, Australian Credit Licence 392387. Fees, charges, conditions and eligibility criteria apply. MINI Finance reserves the right to change or withdraw the offer at any time. Offer cannot be combined with other offers. Lease arrangements not eligible for offer. Participating authorised MINI Garages only.
Comparison Rate Warning. Comparison rate based on a 5 year secured loan of $30,000. WARNING: This comparison rate is true only for the example given & may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. MINI Flex loan consists of an option to deliver the vehicle to us instead of paying the Guaranteed Future Value final balloon lump-sum repayment amount (GFV) at the end of the contract term, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. Financing with a final balloon payment may lower regular repayments (compared to a similar term with no balloon), but total interest charges will be higher.
MINI Thrills. Maxi Savings.
6.99% P.A. LEASE RATE WITH MINI FINANCE.
Exclusively at participating MINI Garages.
If you’ve ever dreamed of driving a MINI—the kind that turns heads at every light, carves corners like a go-kart on rails, and delivers pure joy with every rev—then now’s the perfect moment to turn that dream into your daily drive; and the best part is, you can do it in a way that’s not just exciting but also financially sharp.
Through a MINI Novated Lease powered by SmartTM, if your employer approves, you can salary package your way to a smarter, more rewarding drive; not only do you unlock that iconic MINI energy, but you’ll also enjoy a host of potential financial benefits that make every kilometre feel like a win:
From 1 October 2026, enjoy more value-added benefits when you lease a new or demonstrator MINI with a MINI Novated Lease powered by SmartTM;
- An exceptional 6.99% p.a lease rate
- $0 Lease set up fees*
- $0 Dealer origination fees*
- Peace of mind with a Guaranteed Future Value handback option with MINI Flex
NOTE: SmartTM may charge fees for the salary packaging and novated leasing administration services.
A MINI Novated Lease powered by SmartTM may offer savings with;
- The possibility of reducing your taxable income and paying for your MINI from your pre and post-tax salary (especially for the fully electric MINI range under the Luxury Car Tax threshold).
- Potentially save on GST both in relation to the vehicle and running costs.
- The ability to roll your running costs—fuel, insurance, servicing, registration and more—into one simple monthly repayment with SmartTM, so your budget stays smooth and your experience stays premium.
From the zippy MINI Convertible to the bold Countryman or the all-electric MINI, this offer applies across the full range; all you need to do is apply, and if approved, have your vehicle delivered between 1 October and 31 December 2026 on a lease term ranging from 36 to 60 months. Offer available exclusively on novated leases arranged at participating MINI Garages.
This is more than a finance offer—it’s MINI thinking, maximised.
Is a MINI Novated Lease Powered by SmartTM an option for you?
Ready to pick your new MINI?
1. Find available stock on the MINI Stock Locator
2. Make your own MINI through the MINI Configurator
Fees, conditions and eligibility criteria apply.
With MINI Flex, when you return the vehicle to us, its value is locked in so your termination liability is not affected by fluctuations in value, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The Guaranteed Future Value is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and odometer cannot exceed 10,000km at contract commencement. Offer cannot be combined with other offers and may be changed or withdrawn at any time.
Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.
ONE MONTH’S CAR INSURANCE ON US*.
Get 12 months of car insurance for the price of 11 when you purchase a new or MINI premium certified pre-owned vehicle this spring with MINI Premier Motor Insurance.
*This offer is available on MINI Premier Motor Insurance and cannot be combined with any other offer. The offer applies to your first year’s premium only and, if paying monthly, will be pro-rated across 12 monthly payments. It will not be applied to any renewals. The offer is valid from 21 September 2026 until 30 November 2026. The start date of your individual policy and the purchase date will determine eligibility for the discount. Allianz reserves the right to modify or withdraw this offer at any time without prior notice. Where promotional premium reductions or any other discounts are applied, they do not apply to what you pay for optional benefits or government taxes and charges. Your premium is subject to rounding and, if more than one discount applies, they are applied in a pre-determined order, so later discounts apply to the amount already reduced by earlier discounts. Discounts will not apply below the minimum premium payable for the policy. Insurance issued by Allianz Australia Limited ABN 15 000 122 850 AFSL 234708. In arranging this insurance, MINI Finance, a division of BMW Australia Finance Limited ABN 78 007 101 715 and the authorised dealers act on behalf of Allianz and not as your agent. Neither MINI Finance nor any of its related companies have any liability in respect of this policy. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover is subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS) found on our website www.mini.com.au. The Target Market Determination (TMD) is available by calling us on 1300 808 040. If you purchase this insurance, we receive a commission from Allianz.