MINI Financial Services - overview - intro stage MINI Financial Services - overview - intro stage

ALL IN SIMPLY SMART MINI Financial Services.

At MINI Finance, we’re all about enhancing your MINI experience. Enjoy the convenience of organising your car financing, insurance, and accessories at the same place that you purchased your new MINI, with the option to do this online or in person. MINI Finance provides more flexibility, with a range of finance options and add-ons to suit you and a convenient service that only MINI can provide. All In. Simply Smart.

Big Benefits. Perfectly MINI.

1. Your All-in-One MINI Experience.

Effortless. Practical. Designed to give you more time for the moments that matter.

2. Care that goes beyond.

With services and extras tailored to you, we make financing simple and reassuring, so you can enjoy the drive, worry-free.

3. Simply Smart Finance.

Shape your finance and insurance to fit your lifestyle, with options as individual as you are.

4. Flexibility at its best.

Pick the finance or lease solution that suits you and adjust it as life changes — we’ll adapt to your lead.

5. MINI Flex.

Lock in the future value of your MINI for greater peace of mind and confidence on the road ahead1.

MINI Financial Services - overview - solution finder illustration

YOUR SOLUTION FINDER

Choose your path to your MINI.

Explore our suite of personal or business finance & lease products available - and take advantage of all that MINI Financial Services has to offer.

Our products

Personal Finance.


Business Finance.



WHAT SETS US APART.

At MINI Finance, it’s all in simply smart. With no hidden fees and a range of products available in one place to get you on the road faster.

NO ACCOUNT KEEPING FEES.

MINI Finance doesn’t charge account keeping fees for any of our products, saving you money for the important things.

ONE STOP SHOP.

Find your dream MINI and organise your finance, insurance and accessories, all in the one spot.

MINI EXPERTS.

With just as much passion for MINI as you, let the MINI experts work with you to help you get your next adventure started.

FLEXIBILITY.

From purchasing your MINI and applying for finance online or at your local MINI Garage, to helping you explore your finance options, we’re all about giving you choices and adding convenience.

Finance Offers.

GREAT CARS WITH EVEN BETTER DEALS.

MINI Overview – Assistance & Information

Assistance and information

BEYOND FINANCE INTO THE MINI EXPERIENCE.

Smart, simple and completely MINI. With finance, insurance and flexible options all designed to keep your MINI journey seamless and full of fun.
MINI Overview – Shopping Tools

START SHOPPING

DISCOVER, BUILD AND Drive.

Find the right deal for you among our offers available across the MINI model and finance product ranges.
MINI Financial Services - overview - service

Support

WE ARE HERE TO HELP.

Whether you are looking for support updating your details, managing your repayments or need to discuss your options at end of term, we have you covered.

FAQs

MINI Financial Services is a financial services provider offering MINI automobile financing, leasing, and insurance product solutions and services to MINI customers.

MINI Financial Services offers a complete range of flexible and attractive leasing, financing, and insurance product solutions to meet your individual needs.

You will have 24/7 access to information regarding your MINI Finance agreement through the MINI One app. If you have a MINI Finance contract, the app allows you to view loan statements, interest charged letters, payout quotes, and much more - anytime, anywhere.
You can find more information about the MINI One app here

1. Select and configure your perfect MINI online.



2. Choose which option will best put you in the driving seat. 



3. Submit your application through MyMINI Finance.

4. Once approved, digitally sign your finance documents.

5. Collect the key fob for your new MINI.

Terms & Conditions

Finance provided by MINI Finance (Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.
MINI Flex provided by MINI Finance (Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying a Guaranteed Future Value amount (GFV) at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay a GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply. See mini.com.au/flex for details.
MINI Premier Motor Insurance is issued by Allianz Australia Insurance Limited, AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). In arranging this insurance MINI Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and authorised dealers act as agents of Allianz and not as your agent. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Before making a decision about this insurance please consider the PDS or the policy document available from this website. If you purchase this insurance we receive a commission from Allianz. Ask us for more information before we provide you with our services.

The information here is of a general nature and for your information only. Tax savings and cost to take-home pay are: (a) indicative and estimates only; and (b) can vary depending upon personal circumstances. Savings results should not be taken as a substitute for independent professional taxation and financial advice and tax advice is recommended as to any potential incentives and benefits that may be available in relation to novated leasing of electric vehicles.

Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.