Our tool for managing your permission to our use of cookies is temporarily offline. Therefore some functionality is missing.
ALL IN SIMPLY SMART MINI Financial Services.
Big Benefits. Perfectly MINI.
1. Your All-in-One MINI Experience.
2. Care that goes beyond.
With services and extras tailored to you, we make financing simple and reassuring, so you can enjoy the drive, worry-free.
3. Simply Smart Finance.
Shape your finance and insurance to fit your lifestyle, with options as individual as you are.
4. Flexibility at its best.
Pick the finance or lease solution that suits you and adjust it as life changes — we’ll adapt to your lead.
5. MINI Flex.
Lock in the future value of your MINI for greater peace of mind and confidence on the road ahead1.
YOUR SOLUTION FINDER
Choose your path to your MINI.
Explore our suite of personal or business finance & lease products available - and take advantage of all that MINI Financial Services has to offer.
Our products
Personal Finance.
Business Finance.
WHAT SETS US APART.
NO ACCOUNT KEEPING FEES.
MINI Finance doesn’t charge account keeping fees for any of our products, saving you money for the important things.
ONE STOP SHOP.
Find your dream MINI and organise your finance, insurance and accessories, all in the one spot.
MINI EXPERTS.
With just as much passion for MINI as you, let the MINI experts work with you to help you get your next adventure started.
FLEXIBILITY.
Finance Offers.
GREAT CARS WITH EVEN BETTER DEALS.
MINI THRILLS. MAXI SAVINGS.
The MINI Countryman E and MINI Countryman SE. Now available with an exceptional finance offer with MINI Finance.
MINI NEXT FINANCE OFFER.
MINI Finance offer available across the MINI Next Range.
MINI ELECTRIC. MAXI THRILLS.
Go electric with MINI Finance. Great savings across the MINI Electric range with MINI Finance.
MINI THRILLS. MAXI SAVINGS.
Exceptional Lease offer now available across the MINI range with MINI Finance.
Assistance and information
BEYOND FINANCE INTO THE MINI EXPERIENCE.
APPLY FOR FINANCE ONLINE.
Get a Fast Finance Estimate for your dream MINI in less than 3 minutes. You’ll find out the monthly repayments, interest rate and more based on what you’d like to spend.
MINI FLEX.
Guaranteed future value option for your new or pre-loved MINI.
INSURANCE.
Insurance requirements can be as unique and individual as your vehicle – that’s why MINI Premier Motor Insurance has been developed with MINI owner’s in mind.
START SHOPPING
DISCOVER, BUILD AND Drive.
Support
WE ARE HERE TO HELP.
Whether you are looking for support updating your details, managing your repayments or need to discuss your options at end of term, we have you covered.
FAQs
MINI Financial Services offers a complete range of flexible and attractive leasing, financing, and insurance product solutions to meet your individual needs.
You can find more information about the MINI One app here.
1. Select and configure your perfect MINI online.
2. Choose which option will best put you in the driving seat.
3. Submit your application through MyMINI Finance.
4. Once approved, digitally sign your finance documents.
5. Collect the key fob for your new MINI.
Terms & Conditions
Finance provided by MINI Finance (Australian Credit Licence 392387). Lending criteria, fees, charges and conditions apply.
MINI Flex provided by MINI Finance (Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying a Guaranteed Future Value amount (GFV) at the end of the contract term; or
b) in the case of a lease, an option to return the vehicle to us and not pay a GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date. Odometer cannot exceed 10,000km at contract commencement. Lending criteria, fees, charges and conditions apply. See mini.com.au/flex for details.
MINI Premier Motor Insurance is issued by Allianz Australia Insurance Limited, AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). In arranging this insurance MINI Financial Services, a division of BMW Australia Finance Limited ABN 78 007 101 715 and authorised dealers act as agents of Allianz and not as your agent. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Before making a decision about this insurance please consider the PDS or the policy document available from this website. If you purchase this insurance we receive a commission from Allianz. Ask us for more information before we provide you with our services.
The information here is of a general nature and for your information only. Tax savings and cost to take-home pay are: (a) indicative and estimates only; and (b) can vary depending upon personal circumstances. Savings results should not be taken as a substitute for independent professional taxation and financial advice and tax advice is recommended as to any potential incentives and benefits that may be available in relation to novated leasing of electric vehicles.
Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.