MINI NOVATED LEASE. POWERED BY SMART™ LEASING YOUR MINI. MAX BENEFITS.

Exclusively available at MINI Garages.

Get ready to benefit big time. MINI Finance, in partnership with Smart™, brings you novated leasing that’s simpler and easier, so you can drive away sooner in your dream MINI. Enjoy potential tax savings by paying with your pre-tax salary. Then there’s the flexibility of one simple payment that covers costs like leasing, insurance, servicing and fuel. And when your lease ends, you can relax knowing your MINI is backed by our Guaranteed Future Value.

WHAT'S A MINI NOVATED LEASE?

A novated lease is a three-way arrangement between you, your employer and MINI Finance.

Your employer will make the lease payments from your pre-tax salary, potentially reducing your taxable income while putting you in the driver’s seat of the MINI you love.

WHY CHOOSE A MINI NOVATED LEASE.

Max Tax Benefits:

  • You could reduce your taxable income.
  • Pay for your MINI from your pre and post-tax salary.
  • Save on GST both in relation to the vehicle and running costs.

Big MINI Benefits:

  • Choose from the entire MINI range, from the adventurous Countryman to the all-electric Aceman.
  • Expert support from our MINI Finance Specialists for the life of your lease.
  • MINI Guaranteed Future Value with the opportunity to handback your vehicle at the end of your lease.
  • Enjoy the flexibility to trade-in, offer to pay it out and keep the vehicle, or return your MINI when your lease ends, applying the MINI Guaranteed Future Value.

The Smart™ Advantage: Total Cost Management and Simplicity

  • The opportunity to bundle all vehicle expenses into one convenient payment, including running costs, fuel, insurance and maintenance.
  • The convenience of budgeted, regular payments.
  • One simple payment covers everything.
  • Transparent online management of your lease.
  • Professional administration handles all the details.

Big on flexibility.

Find a lease that works for you.

How It works.

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CHOOSE YOUR MINI CUSTOMISE YOUR PACKAGE APPROVAL PROCESS DRIVE AWAY END OF LEASE OPTIONS
From the larger than life Countryman to the iconic MINI Cooper, pick the new MINI that you’ve got your eye on. Work with our experts to structure a fully maintained novated lease that fits your budget and includes all the running costs you need. Once your employer agrees to the arrangement, we handle all the paperwork. Take delivery of your new MINI and love your drive, while we take care of the rest. When your lease ends, you can choose to return your MINI and take advantage of the Guaranteed Future Value, offer to trade in for a new MINI model, offer to purchase the MINI or extend your lease term (subject to approval).
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Assistance and information

BEYOND FINANCE INTO THE MINI EXPERIENCE.

Smart, simple and completely MINI. With finance, insurance and flexible options all designed to keep your MINI journey seamless and full of fun.

Let us help you plan.

Find the right deal for you among our offers available across the MINI model and finance product ranges.
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SUPPORT

WE ARE HERE TO HELP.

Whether you are looking for support updating your details, managing your repayments or need to discuss your options at end of term, we have you covered.

Terms & Conditions

Fees, conditions and eligibility criteria apply.

With BMW Full Circle, when you return the vehicle to us, its value is locked in so your termination liability is not affected by fluctuations in value, provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the contracted kilometre allowance has not been exceeded. The Guaranteed Future Value is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and odometer cannot exceed 10,000km at contract commencement.

The information here is of a general nature and for your information only. Tax savings and cost to take-home pay are: (a) indicative and estimates only; and (b) can vary depending upon personal circumstances. Savings results should not be taken as a substitute for independent professional taxation and financial advice and tax advice is recommended as to any potential incentives and benefits that may be available in relation to novated leasing of electric vehicles.

Novated leasing finance is provided by BMW Australia Finance Pty Ltd (ACN 007 101 715). Salary packaging and novated leasing administration services are provided by Smartsalary Pty Ltd (ACN 24 096 796 100) and Autopia Management Pty Ltd (ACN 111 369 049), which are Smart™ companies.