Your new MINI with a

MINI Chattel Mortgage.

Business, but make it MINI. If you’re using your MINI predominantly for business purposes, a MINI Chattel Mortgage might be the right option for you.

MINI offers flexible business car financing options, allowing those using their vehicle for business purposes to get behind the wheel sooner with flexible trade-in options and possible tax benefits.
Take ownership of your MINI from the start of your agreement in exchange for monthly payments and a fixed interest rate. At tax time, you may be able to claim the interest paid on the loan and depreciation of the vehicle. That’s a win in our books. We recommend that you consult your accountant or tax advisor to find out more about whether you can benefit from this product.

You’ll have the flexibility to choose the term of your agreement, from 12 to 60 months, the option to pay a deposit, trade in your previous vehicle or add a balloon payment.

Additionally, you can choose to lock in a Guaranteed Future Value (GFV) for your MINI with MINI Flex. This means you’ll know, upfront, how much we’ll value your new or pre-loved MINI for at the end of your loan agreement. Put simply, this reduces the risk that you’ll be out of pocket at the end of your agreement if the value of your MINI is less than the balloon amount (this is the amount owed at the end of your agreement).
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How It works.

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CHOOSE YOUR MINI CHOOSE YOUR AGREEMENT TERM TAILOR THE OPTIONS TO SUIT YOU
We know, it’s hard to pick a favourite. Whatever works for you - from 12 to 60 Months. Choose to pay an optional deposit, trade in your current vehicle, set a balloon payment or set your Guaranteed Future Value with MINI Flex.

KEY FEATURES.

Learn more about the features and options that come with MINI Chattel Mortgage.
FEATURE AVAILABLE OPTIONS
Customer type Business
Ownership Yes
MINI Flex available Yes (New/Demo only)
Vehicle New/Demo/Used
Terms 12 to 60 months
interest Rate Fixed
Payment frequency Monthly
Payment method Direct debit/BPAY®
Balloon/Final lump sum payment Optional
24/7 online access MINI One app
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Assistance and information

BEYOND FINANCE INTO THE MINI EXPERIENCE.

Smart, simple and completely MINI. With finance, insurance and flexible options all designed to keep your MINI journey seamless and full of fun.

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APPLY FOR FINANCE ONLINE.

Get a Fast Finance Estimate for your dream MINI in less than 3 minutes. You’ll find out the monthly repayments, interest rate and more based on what you’d like to spend.

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Fast Finance Estimate
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MINI FLEX.

Guarantee the future value of your new or pre-loved MINI.

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Explore MINI Flex
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INSURANCE.

Insurance requirements can be as unique and individual as your vehicle – that’s why MINI Premier Motor Insurance has been developed with MINI owner’s in mind.

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MINI Premier Motor Insurance

DISCOVER, BUILD AND DRIVE.

Explore what's in store or configure your own MINI. Find out more about the current finance offers available.
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Current Offers. 

Find the right deal for you with current offer available across the MINI model and finance product range.
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BUILD YOUR PERFECT MINI.

Thinking about your dream MINI? Bring it to life in our configurator. Build and accessorise your perfect MINI model to match your own drive style and lifestyle.

WE ARE HERE TO HELP.

Whether you are looking for support updating your details, managing your repayments or need to discuss your options at end of term, we have you covered.
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CONTACT MINI FINANCE.

MINI Financial Services is committed to providing products and services of the highest standard.

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CONTACT YOUR MINI GARAGE.

Your Business Manager at your MINI Garage will work with you to help you understand your options. Call us on 1800 208 508, or use the form below and we’ll get back to you as soon.

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ONE APP.

Here you can easily access important documents and manage your agreement at any time. Register now or log in using your details. 

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Terms & Conditions

MINI Finance, Australian Credit Licence 392387. Conditions, lending criteria, fees and charges apply.

MINI Flex consists of:
a) in the case of a loan, an option to deliver the vehicle to us instead of paying the Guaranteed Future Value (GFV) amount at the end of the agreement term; or
b) in the case of a lease, an option to return the vehicle to us and not pay the GFV amount at the end of the lease term,
provided the vehicle is undamaged except for fair wear and tear as determined by our approved dealer and provided that the agreed kilometre allowance has not been exceeded. The GFV is not a representation of the anticipated market value of the vehicle at the end of the agreement term. To be eligible, vehicles must be built within 18 months. Odometer cannot exceed 10,000km at agreement commencement. Lending criteria, fees, charges and conditions apply.